You do not have to take out insurance. It is offered to you as an option. But we would like to briefly inform you about the benefits of insurance.
Our products are under your assurance as long as you have them. With the insurance you make, you will protect yourself against all accidents. All our products are premium products and we have to secure ourselves against theft, breakage and deterioration. You will have to pay a fine if something happens to our products without insurance. These fees are stated in the "Terms and Conditions".
By paying insurance, you are protected from high payments by paying far less than penalties.